Understanding Lumo's Pricing: Simple, Transparent, and Built for Growth

At Lumo, we believe pricing should be straightforward. Whether you're hiring a worker, booking a service provider, or selling products through our marketplace, our goal is to keep costs predictable and transparent for everyone involved.

Unlike many platforms that use complex fee structures, subscription plans, listing fees, service charges, processing fees, and varying commission rates, Lumo operates on a simple model: a 10% commission on completed transactions across the platform. This consistency helps businesses, service providers, and sellers understand exactly what to expect when using Lumo.

How Lumo's 10% Commission Works

For most services offered through Lumo, customers pay a 10% deposit when placing an order or booking a provider. This deposit secures the booking and serves as Lumo's platform fee.

Once the service is completed, the customer can pay the provider directly in cash, by card, through the Lumo app, or by any payment method agreed upon by both parties. Lumo retains the original deposit as its commission.

If a service is not completed, the customer's deposit is refunded in accordance with Lumo's policies.

This approach keeps costs transparent while ensuring customers can confidently connect with qualified professionals.

How Does Lumo Compare?

Many online platforms charge significantly more than 10%, often using commission structures that vary by category or service type. Examples of common commission rates across various marketplaces and service platforms include:

• 12% commission

• 15% commission

• 20% commission

• 25% commission

• 30% commission

In some cases, additional listing fees, processing fees, advertising costs, or subscription charges may also apply.

With Lumo, the commission remains a straightforward 10%, making it easier for providers and businesses to calculate pricing and profitability.

Service Provider Examples

Because Lumo's commission is percentage-based, providers can easily account for the platform fee when setting their rates.

Example 1: Mobile Auto Detailer

• Service Price: $150

• Customer Deposit (10%): $15

• Provider Receives: $135 after collecting the remaining balance

• Lumo Commission: $15

Example 2: Lawn Care Service

• Service Price: $80

• Customer Deposit (10%): $8

• Provider Receives: $72 after collecting the remaining balance

• Lumo Commission: $8

Example 3: Handyman Service

• Service Price: $250

• Customer Deposit (10%): $25

• Provider Receives: $225 after collecting the remaining balance

• Lumo Commission: $25

Example 4: House Cleaning Service

• Service Price: $120

• Customer Deposit (10%): $12

• Provider Receives: $108 after collecting the remaining balance

• Lumo Commission: $12

Example 5: Appliance Repair

• Service Price: $300

• Customer Deposit (10%): $30

• Provider Receives: $270 after collecting the remaining balance

• Lumo Commission: $30

Selling Products Through Lumo's Marketplace

Businesses and individuals can also use Lumo's online marketplace to sell physical products. For products listed and sold through the marketplace, Lumo collects a 10% commission on each sale.

Because of this, sellers should factor the commission into their pricing strategy when listing items.

Restaurant Example

A restaurant sells a family meal package for $50.

• Sale Price: $50

• Lumo Commission: $5

• Seller Receives: $45

Construction Supply Example

A building supply company sells a power tool for $200.

• Sale Price: $200

• Lumo Commission: $20

• Seller Receives: $180

Bookstore Example

A local bookstore sells a hardcover book for $25.

• Sale Price: $25

• Lumo Commission: $2.50

• Seller Receives: $22.50

The commission only applies to products sold through Lumo's online marketplace. Businesses remain free to continue selling through their existing channels however they choose.

Staffing Agency Pricing

Lumo's staffing model is designed to help businesses quickly connect with available workers while keeping hiring costs manageable.

When creating a staffing request, the business specifies the amount it is willing to pay the worker. A 10% deposit is collected when the request is submitted.

If the business successfully hires a worker through Lumo, the worker is paid the agreed-upon amount, just as they would have been if the employer had found them independently. Payment can be made:

• Through the Lumo app

• In person with cash

• By card

• Through another payment arrangement agreed upon by both parties

Lumo retains the original 10% deposit as its commission for facilitating the connection.

Staffing Example

A business needs temporary help and offers $200 for a shift.

• Worker Pay: $200

• Deposit Paid Through Lumo: $20

• Total Cost to Employer: $220

• Lumo Commission: $20

This structure allows businesses to access available talent without ongoing recruiting fees or complex staffing contracts.

Internet Job Board Pricing

For employers looking to fill permanent or long-term positions, Lumo also offers an internet job board.

Job seekers can:

• Browse available opportunities for free

• Search listings

• Apply for positions

Businesses can:

• Post a job opening for $1.99

• Receive applications from interested candidates

• Manage their hiring process through the platform

Most importantly, there are no additional recruiting fees, placement fees, success fees, or commission charges associated with job board postings. Employers simply pay $1.99 to post a position and can hire as many applicants as they choose from that listing.

This makes Lumo one of the most affordable ways for businesses to advertise open positions and connect with potential employees.

Built for Opportunity

Lumo was created to give people more ways to earn, grow, and connect. Whether you're providing services, selling products, recruiting talent, hiring workers, or searching for your next opportunity, our platform is designed to remove unnecessary barriers and keep costs predictable.

With a simple 10% commission structure for marketplace transactions and service bookings, affordable staffing tools, and a job board that costs just $1.99 per listing, Lumo makes it easier for businesses and individuals to participate in the local economy. Whether you're launching a side hustle, expanding an existing business, or looking for new ways to generate income, Lumo provides the tools to help you succeed.

The best part is that every new service provider, seller, worker, recruiter, and business that joins the platform strengthens the network for everyone else. More opportunities create more connections, more transactions, and more ways to earn. If you're ready to grow your business, reach new customers, or turn your skills into income, now is the perfect time to start using Lumo.